Married with kids: A single-income family with young children is the classic high-need situation.If both of you are sufficiently insured then the death of either spouse would not be financially catastrophic. ![]() Life insurance in such a case is an important investment. Just Married: Married couples with no children need to plan ahead to ensure financial security for each other.If you have any family member dependent on you for financial support then by all means you should consider life insurance. Buy a policy now while you're young and benefit from low premium rates for life. ![]() However, as you grow older you will be assuming new roles and taking on larger responsibilities too.
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